Post by account_disabled on Feb 22, 2024 3:43:01 GMT -5
The coronavirus crisis in the labor market and public accounts has found a new point of impact: the impact on future pensioners, who will go from receiving 80% of their last salary to just 50% of the last payment they obtained during the end of your working life. A few weeks ago, the Bank of Spain estimated that the current system provides each pensioner with around 1.74 euros for every euro they contributed while contributing ; This is the average, but a pensioner with an ordinary retirement registration could obtain 3.86 euros for each euro contributed , tripling his or her contribution to the system. These are only 5% of retirees, but the compensation figures could reveal their more serious side for the pension system.
In context, pensions represent 31% of the expenditure of all public administrations and 45% of the disbursements of the Central Administration , an economic effort that grows each year with assisted breathing due to the aging of the population and the problems derived from the coronavirus crisis . In the long run, the Bank of Spain itself estimates Lithuania Mobile Number List that in 2048 there will be 15 million pensioners, compared to the current 10. Looking back, the last pension reform (2011) introduced a significant increase in the calculation period to calculate the pension, a process that plans to be completed by 2022, but the increase in years of contributions and contribution bases In the regulatory base, 10 more years of contributions will be taken into account.
That is, they will go from valuing the last 15 years—before the reform—to the last 25 years. Read more: When is the pension collected in September: dates for each bank In principle, welfare logic indicates that it is most likely that a worker's salary will increase over time and, consequently, their contribution bases will also increase . This would make the new calculation not in your favor, since the latest bases will surely be higher in the event that the retiree has remained in the same company, for example. Thus, the more bases that are taken into account, the average will surely be lower and, therefore, the amount of the pension will be smaller .